HERE’S WHAT YOU SHOULD DO:

  1. DO create a self-directed IRA to invest in permitted alternative assets for diversity in your portfolio, opportunity for tax-deferred wealth building, risk protection and for control over your retirement destiny.
  2. DO have an open mind about many different types of self-directed IRA investments, such as start-up businesses, notes and tax liens.
  3. DO work with the most skilled, professional administrator you can find, such as Capital IRA in the handling of your self-directed IRA.
  4. DO maximize contributions to your IRA, Roth IRA and any other employer-related retirement plan (especially those with a matching plan) each year to which you are eligible.
  5. DO learn everything you can about self-directed IRAs, and ask us as many questions as you can think of.
  6. DO consider combining your self-directed IRA with others to maximize purchasing power and returns.
  7. DO understand how to leverage your self-directed IRA real estate purchase with non-recourse loans.
  8. DO spread the word about the unlimited possibilities for wealth building using a self-directed IRA.
  9. DO make sure your IRA account has an adequate cushion for asset-related expenses.
  10. DO take an active role in planning for your future retirement through the use of a self-directed real estate IRA with Capital IRA.

HERE’S WHAT NOT TO DO:

  1. DON”T purchase life insurance contracts or certain collectibles, such as coins, rugs, artwork or antiques with your IRA.
  2. DON’T use any asset your IRA owns personally (this also applies to certain family members and other disqualified persons).
  3. DON’T get involved in any transaction with your IRA that results in personal gain to you (this also includes certain family members and other disqualified persons).
  4. DON’T provide services to your IRA, other than minor administrative services.
  5. DON’T give a personal guarantee for a loan that your IRA obtains;
  6. DON’T do business directly with your IRA (this includes an entity in which you or certain family members and other disqualified persons own 50% or more of);
  7. DON’T take any income from assets owned by your IRA personally and DON’T pay any of the expenses of assets held by your IRA personally.
  8. DON’T take personal compensation for anything involving your IRA, such as services you provide to your IRA or transactions that your IRA participates in.
  9. DON’T try to get around a prohibited transaction by engaging in a transaction with your IRA and someone else’s IRA on a reciprocal type basis.
  10. Don’t co-invest personally with your IRA in any asset that you use as a collateral on a loan with your IRA.